Carrier Infinity & Performance financing
Affordable HVAC financing without the pressure.
Apply online for qualifying Carrier system financing, then review next steps with a local Elite AC advisor before installation begins.
Financing support
A better way to plan a new comfort system.
A new air conditioning system is a major investment in your home comfort. Elite AC LLC has partnered with Wells Fargo to offer flexible financing on qualifying Carrier Infinity and Performance systems, so you can review clear options before work begins.
Important financing note
Financing is available exclusively for qualifying Carrier Infinity and Performance system purchases. All plans require qualifying equipment and prior approval from Elite AC LLC.
Payment options
Carrier financing options
Choose the structure that fits your home, budget, and project timeline.
No Interest if Paid in Full
0% Interest for 18 Months
- No interest if balance is paid in full within 18 months
- Regular minimum monthly payments required
- Minimum purchase: $720
- Available on Carrier Infinity and Performance systems
Interest will be charged from the purchase date if the balance is not paid in full within the promotional period.
Low Monthly Payments - 10 Years
9.99% APR - 120 Equal Payments
- Fixed 9.99% APR with predictable payments
- 120 equal monthly payments
- Minimum purchase: $7,500
- Example: $10,000 system is about $132/month for 120 months
Flexible Payments - Lowest Rate
5.99% APR - Custom Payments
- Lowest listed interest rate
- Flexible payments with minimum 2% of balance
- Minimum purchase: $7,500
- Pay more when you can, less when needed
Ready to review financing?
Apply online through Wells Fargo's secure application, or call Elite AC and we will walk you through available options for your qualifying Carrier system.
The Elite AC LLC credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. For the No Interest if Paid in Full plan, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 02/01/2026 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2026. All financing promotions require prior approval from Elite AC LLC. Certain promotions are available only on qualifying Carrier Infinity and Performance systems installed in residential properties. Commercial, new construction, multi-family, and investment properties are not eligible. Not all customers will qualify for all plans. Contact Elite AC LLC for complete details and current availability.