Rheem KwikComfort financing
Rheem HVAC financing made simple.
Review Synchrony-backed payment options for qualifying Rheem heating and cooling systems with help from Elite AC.
Financing support
Payment options for qualifying Rheem systems.
Need a new Rheem heating or cooling system? Elite AC LLC has partnered with Synchrony to offer flexible financing through the Rheem KwikComfort Financing Program. Choose from multiple plans, from promotional no-interest options to lower monthly payment structures.
Apply online
Use Synchrony secure online application for a credit decision in minutes, then our team can help match the financing path to the right Rheem system.
Payment options
Rheem financing options
Five plan types are organized below so homeowners can compare payment style before applying.
No Interest if Paid in Full
0% Interest for 6 Months
- No interest if balance is paid in full within 6 months
- Fixed monthly payments: 2.50% of highest balance
- Great for smaller repairs and upgrades
Interest will be charged from the purchase date if the balance is not paid in full within the promotional period.
No Interest if Paid in Full
0% Interest for 18 Months
- No interest if balance is paid in full within 18 months
- Fixed monthly payments: 2.50% of highest balance
- Designed for full system replacements
- Most chosen plan by homeowners
Interest will be charged from the purchase date if the balance is not paid in full within the promotional period.
No Interest if Paid in Full
0% Interest for 24 Months
- No interest if balance is paid in full within 24 months
- Fixed monthly payments: 2.50% of highest balance
- Two full years to pay with no interest when paid in full
- Ideal for premium Rheem systems
Interest will be charged from the purchase date if the balance is not paid in full within the promotional period.
Low Fixed Rate - Pay Until Done
5.99% APR Until Paid in Full
- Fixed 5.99% APR for the life of the balance
- Monthly payments: 4.00% of balance
- Lowest listed interest rate
- Pay more when you can to save on interest
Low Monthly Payments - Extended
9.99% APR Until Paid in Full
- Fixed 9.99% APR for the life of the balance
- Monthly payments: 1.25% of balance
- Estimated payoff: about 132 months
- Example: $10,000 system is about $125/month
Ready to apply?
Apply through Synchrony or call Elite AC and we will help you choose the right Rheem system and financing option.
Financing is provided by Synchrony Bank. Subject to credit approval. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. For deferred interest plans, fixed monthly payments are required equal to 2.50% of the highest balance applicable to the promotional purchase. For the 5.99% APR plan, fixed monthly payments of 4.00% of the balance are required. For the 9.99% APR plan, fixed monthly payments of 1.25% of the balance are required, with estimated payoff around 132 months. A $29 account activation fee will apply and will be charged when first purchase posts to the account. For new accounts, the Purchase APR is 26.99%. Minimum interest charge is $2.00. Existing cardholders should see their credit card agreement for their applicable terms. All financing promotions require prior approval from Elite AC LLC. Financing is available only on qualifying Rheem systems installed in residential properties. Commercial, new construction, multi-family, and investment properties are not eligible. Not all customers will qualify for all plans. Contact Elite AC LLC for complete details and current availability.